Pune has been well-known for its rich heritage and educational background, and is growing quickly into an economic and business city. The influx of companies and businesses from different industries, including a variety of services, including IT, manufacturing, start-ups, and all types of services, is creating a large demand for financial services. Finance companies in Pune are central to satisfying this relationship, and provide customized experiences for individuals and companies’ needs.
In 2025, Pune will have a multitude of financial players ranging from conventional banks, NBFCs, fintech start-ups, investment advisory firms, and online financial solutions. They provide services and products in loans, insurance, wealth management, and electronic payment opportunities. It is important to know the landscape and differentiate between various organisations providing generally the same range of services.
What Are Finance Companies In Pune?
Companies in Pune in the financial space include a wide array of organizations offering financial services to individuals, small businesses, and corporations. Services using finance companies encompass personal and business loans, investment products, insurance, wealth management, leasing, and financial advisory services. Unlike banks, many of these companies (especially NBFCs and some fintech companies) can process loans faster, naturally provide more tailored solutions, better utilize technology, and offer digital solutions that meet diversity and adaptability.
Pune’s financial sector is also characterized by the diversity and adaptability of the top finance companies in Pune. It offers established NBFCs and cooperative banks, and purposeful fintech start-ups with financial solutions and services well-suited for various customer types. These finance companies help customers access capital, manage financial and operating risks, and develop wealth in a rapidly transforming digitized economy.
Role of Finance Companies in Pune in 2025
1. Nurturing Entrepreneurship: Financing organisations in Pune have been making a huge impact on the startup and MSME ecosystem. Specifically, they have been providing tailored loan products and advisory services, allowing businesses to manage cash flow, grow, and structure for financial resiliency.
2. Increasing Financial Inclusion: NBFCs and microfinance institutions are in the process of rolling out financial products to previously underserved sectors of society, particularly rural or semi-urban populations in and around Pune.
3. Digitisation of Financial Services: The growing trend of digital literacy in Pune is strong, and so finance companies are providing digital products rolled out as mobile-first experiences, from loan applications to investment tracking. This makes accessing money more streamlined than ever before.
4. Accelerating Real Estate Growth: Finance Companies offer so many products, like home loans to construction finance. By offering individuals and builders access to money in a timely format, it has accelerated the real estate boom in Pune.
5. Encouraging Responsible Borrowing: Finance companies in Pune are intelligently promoting borrowing via credit education, financial literacy campaigns, and pecuniary products developed in a transparent way.
6. Supporting Wealth Management: High-net-worth individuals (HNIs) and salaried professionals in Pune are increasingly availing themselves of these firms for investment advisory, mutual funds and retirement planning.
7. Providing Crisis Support: During crises, whether medical emergencies, business downturns, etc. finance companies are providing both individuals and businesses with more flexible repayment terms and options for refinancing.
Top 10 Finance Companies in Pune
1. Bajaj Finserv
Bajaj Finserv is a premier non-banking financial company (NBFC) in India, with its headquarters located in Pune. It was established in 2007 and serves as the Bajaj Group’s financial division. Bajaj Finserv has a mix of financial products and services (lending, insurance, and wealth advisory). Bajaj Finserv is a customer-oriented organization, and they are well-known for their use of technology to make financial solutions both seamless and efficient.
Services Offered:
- Personal Loans
- Business Loans
- Home Loans
- Loan Against Property
- Fixed Deposits
- Insurance Services
- Wealth Management
- EMI Cards
Company Information
- Location: Akurdi, Pune
- Founded in: 2007
- Founder: Rahul Bajaj
- Headquarters: Pune, Maharashtra
- Average Salary: Approximately ₹4.29 LPA for freshers in Pune
- Job Opportunities: Opportunities range from entry-level positions to senior management roles. Check out the Bajaj Finserv Careers page for available positions.
- Website: bajajfinserv.in
2. SMFG India Credit (formerly Fullerton India Credit Co.)
SMFG India Credit, formerly Fullerton India Credit Co., is a leading NBFC, providing a range of financial services to customers. Founded in 2007, the company has aimed to offer financial solutions for the unbanked, in both urban and rural areas. SMFG India Credit places a strong emphasis on customer satisfaction and provides products and services to suit the diverse requirements of its customers.
Services Offered:
- Personal Loans
- Business Loans
- Loan Against Property
- Two-Wheeler Loans
- Home Finance
- Commercial Vehicle Loans
- Rural Financing
- Insurance Services
Company Information
- Location: Shivaji Nagar, Pune
- Founded in: 2007
- Founder: Sumitomo Mitsui Financial Group
- Headquarters: Mumbai, Maharashtra
- Average Salary: between ₹3.0 and ₹8.0 LPA for different positions
- Job Opportunities: Opportunities in risk management, operations, sales, and IT. Explore at SMFG India Credit Careers
- Website: smfgindiacredit.com
3. Poonawalla Fincorp
In 1988, the Pune-based NBFC Poonawalla Fincorp (previously Magma Fincorp) was established. Loans against property, company loans, and personal loans are just a few of the many financial products that Poonawalla Fincorp provides. Poonawalla Fincorp values openness with clients and prioritizes client satisfaction. Poonawalla Fincorp wants to be a helpful company, and they have concentrated on using technology to make things quicker and more efficient.
Services Offered:
- Personal Loans
- Business Loans
- Loan Against Property
- Professional Loans
- Pre-Owned Car Loans
- Medical Equipment Financing
- Consumer Durable Loans
- Insurance Services
Company Information
- Location: Hadapsar Industrial Estate, Pune
- Founded in: 1988
- Founder: Sajjan Jindal
- Headquarters: Pune, Maharashtra
- Average Salary: ₹21.6 LPA across roles
- Job Opportunities: The company offers roles in digital marketing, risk assessment, compliance, and legal departments. Explore openings at Poonawalla Fincorp Careers
- Website: poonawallafincorp.com
4. Aye Finance
Aye Finance is an NBFC headquartered in Gurgaon and mostly associated with Pune, and was formed in 2014 to offer business loans to micro/small enterprises (MSMEs). The company aims to provide business loans to MSMEs to fill the gap between the needs of underserved businesses and traditional banking services. Aye Finance uses new ways of assessing credit and technology-driven processes to deliver made-to-measure financial solutions, enabling MSME growth across a range of sectors.
Services Offered:
- Unsecured Business Loans
- Secured Business Loans
- Working Capital Loans
- Mortgage Loans
- Property Loans
- Customized Repayment Plans
- Digital Loan Application
- Financial Advisory Services
Company Information
- Location: Baner Road, Pune
- Founded in: 2014
- Founder: Sanjay Sharma
- Headquarters: Gurugram, Haryana
- Average Salary: ₹2.6 LPA – ₹3.5 LPA for entry-level roles in Pune
- Job Opportunities: Roles in credit assessment, field operations, and customer relationship management. Visit Aye Finance Careers for details
- Website: ayefin.com
5. Muthoot Finance
One of the leading gold loan NBFCs in India, Muthoot Finance, was established in 1939 and is well-known in Pune. The company’s core operation is in utilizing Gold jewelry as security, for loans to Individuals needing fast access to funds. Muthoot Finance also provides other financial services, including personal loan, insurance and money transfer services. The Company’s extensive number of locations and its focus on excellent customer service has created trust with millions of customers as financial partners.
Services Offered:
- Gold Loans
- Personal Loans
- Business Loans
- Housing Finance
- Insurance Services
- Money Transfer Services
- Mutual Fund Investments
- Gold Coin Sales
Company Information
- Location: FC Road, Pune
- Founded in: 1939
- Founder: V.C. Padmanabhan
- Headquarters: Kochi, Kerala
- Average Salary: ₹3.2 LPA – ₹4.3 LPA for roles in Pune
- Job Opportunities: A Range of career opportunities in gold loan services, customer service, and branch operations. Explore openings at Manappuram Finance Careers
- Website: muthootfinance.com
Suggested Read: Finance Companies In Mumbai
6. Hero FinCorp
Hero FinCorp, a subsidiary of Hero MotoCorp, was established in 1991 and has since grown to become a top NBFC in India. Headquartered in Pune, Hero FinCorp provides job opportunities as a top finance company in Pune with a multitude of products, including personal loans, two-wheeler loans, and loans against property. Hero FinCorp prides itself in being flexible with the customer and being consumer friendly when it comes to financial products.
Services Offered:
- Personal Loans
- Two-Wheeler Loans
- Used Car Loans
- Loan Against Property
- Home Loans
- Business Loans
- Insurance Services
- Digital Payment Solutions
Company Information
- Location: Koregaon Park, Pune
- Founded in: 1991
- Founder: O.P. Munjal
- Headquarters: New Delhi, India
- Average Salary: ₹22.0 LPA across various roles
- Job Opportunities: Roles in vehicle financing, SME lending, and digital finance solutions; visit Hero FinCorp Careers for current openings
- Website: herofincorp.com
7. Manappuram Finance
Manappuram Finance is an NBFC established in 1949 and is one of the leading NBFCs in India, and also has a strong presence in Pune. Manappuram is a gold loan company that provides customers with quick and simple financial solutions. From its origins in the gold loan sector, over time, Manappuram Finance has expanded its product offerings to personal loans, vehicle loans, and SME financing, while keeping a customer focus and working on financial inclusion.
Services Offered:
- Gold Loans
- Personal Loans
- Business Loans
- Vehicle Loans
- SME Financing
- Insurance Services
- Money Transfer Services
- Mutual Fund Investments
Company Information
- Location: Camp Area, Pune
- Founded in: 1949
- Founder: V.C. Padmanabhan
- Headquarters: Kochi, Kerala
- Average Salary: ₹3.2 LPA – ₹4.3 LPA for roles in Pune
- Job Opportunities: Opportunities in gold loans, microfinance, and commercial vehicle finance. Explore openings at Manappuram Finance Careers
- Website: manappuram.com
8. Mahindra Finance
Mahindra Finance was established in 1991 and is a division of the Mahindra Group, with a strong presence in Pune. The company has a wide range of financial products, including vehicle loans, SME finance, and personal loans. Mahindra Finance is dedicated to offering accessible and customer-friendly financial solutions to its rural and semi-urban clientele. The company has the depth of network and knowledge of its customers, which has earned it trust as a financial solutions partner across India.
Services Offered:
- Tractor Loans
- Utility Vehicle Loans
- Car Loans
- Commercial Vehicle Loans
- Used Car Loans
- Three-Wheeler Loans
- Loan Against Property
- Home Loans
Company Information
- Location: Chinchwad, Pune
- Founded in: 1991
- Founder: Anand Mahindra
- Headquarters: Mumbai, Maharashtra
- Average Salary: ₹3.9 LPA – ₹15 LPA across various roles
- Job Opportunities: Career opportunities span rural financing, insurance services, and digital initiatives.
- Website: mahindrafinance.com
9. Indiabulls Housing Finance Limited
Indiabulls Housing Finance Limited (IBHFL), established in 2005, is one of the largest housing finance companies in India. Based in Mumbai, it is a non-deposit-taking home finance organization that is registered with the National Housing Bank (NHB). IBHFL provides a wide range of loan products, including mortgage loans, home loans, and loans secured by real estate, to a variety of clients, including corporates, MSMEs, self-employed people, and salaried individuals. It also assists real estate developers by providing construction financing and lease rental discounting.
Services Offered:
- Home Loans
- Loan Against Property
- Mortgage Loans
- Lease Rental Discounting
- Construction Finance
- Balance Transfer Facility
- Top-Up Loans
- Affordable Housing Loans
Company Information
- Location: Shop No. 310, City Mall, 3rd Floor, Ganesh Khind University Road, Pune, Maharashtra, 411016
- Founded in: 2005
- Founder: Sameer Gehlaut
- Headquarters: Gurugram, Haryana
- Average Salary: ₹4.0 LPA – ₹18 LPA for various roles
- Job Opportunities: Roles in home loan processing, customer service, and risk management. Explore openings at Indiabulls Careers
- Website: indiabullshomeloans.com
10. Motilal Oswal Financial Services Limited
Motilal Oswal Financial Services Limited (MOFSL) is one of the most diversified financial services in India, and it was established in 1987 by Motilal Oswal and Raamdeo Agrawal. The company is headquartered in Mumbai and has a growing market base throughout India, including Pune. This finance company in Pune has a wide range of financial products and services, including retail and institutional broking, asset management, wealth management, investment banking, private equity, and home finance.
Services Offered:
- Retail Broking
- Institutional Broking
- Asset Management
- Wealth Management
- Investment Banking
- Private Equity
- Home Finance
- Research and Advisory Services
Company Information
- Location: SR No 885/1/A, 5th Floor, Millennium Towers, Bhandarkar Road, Shivaji Nagar, Pune – 411004
- Founded in: 1987
- Founder: Motilal Oswal & Raamdeo Agrawal
- Headquarters: Mumbai, Maharashtra
- Average Salary: ₹23.1 LPA across various roles
- Job Opportunities: a range of roles in investment banking, wealth management, and research analysis.
- Website: motilaloswalgroup.com
Tips to Choose the Right Finance Company in Pune
Choosing the proper financial partner is crucial for both your business success and financial well-being. The following seven pointers will assist you in making a wise decision:
1. Regulatory Compliance: Make sure the company is sanctioned by the Reserve Bank of India (RBI) and meets regulatory criteria. If an NBFC or financial institution is RBI-sanctioned, it provides a certain level of credibility, and consumer protection.
2. Review the Financial Products they Offer: Different companies offer different financial products, which means they may specialize in different ways. Some offer gold loans while others specialize in SME finance or digital lending. Select a company that specializes in products tailored to your immediate and long-term financial goals.
3. Review Interest Rates and Charges: Although low interest rates may appear to be a profitable choice, make sure you review charges such as processing fees, late charges, and prepaying charges. Reviewing these aspects with several companies will also eliminate hidden fees and other cost factors, whilst confirming the affordability of products.
4. Research Customer Feedback and Check Reputation: Review what is available online, e.g., reviews, testimonials, and feedback through informal mediums (word of mouth). The company’s service history relating to customer service, complaint resolution, and general market placement leads you to a better decision.
5. Review Digital Experience and Provision: By the year 2025, a finance company should be easy to access digitally, with seamless digital onboarding, disclosures, transparency, and efficiency in processing and consumer protection.
6. Understand the flexibility of repayment terms: The financier should provide you with flexibility in tenure, EMI holiday periods, or restructuring facilities whenever periods become difficult. Flexibility is especially critical for business owners and the self-employed.
7. Evaluate your industry’s history and experience: In assessing which firm to work with, you should choose one that has specific lending experience in your industry or profession. If you work in the healthcare industry and you need funding for medical equipment, a firm that specializes in medical equipment funding will be able to assist you more properly.
Conclusion
The financial ecosystem and the culture of the top 10 finance companies in Pune are exciting, dynamic, and offer plenty of options. Whether you are a salaried employee looking for personal loan options, a startup looking for working capital, or a home buyer looking for a mortgage solution, Pune has options for all manner of borrowers. From legacy companies like Bajaj Finserv and Muthoot Finance, to new age disruptors like Poonawalla Fincorp and Aye Finance, Pune has several lending and finance companies out there who are about much more than numbers and balance sheets – they’re about lives, about dreams, and aspirations.
Their contribution is much more meaningful than that of any vanilla transaction. Making the correct companion choice is crucial, though. What it’s really about is finding the right partnership of trust, transparency, and having someone to lean on to help you when it comes to your goals, ambitions and needs, with awareness and expertise. So slow down, do your research, compare companies, and choose one that meets your needs and your values. Your journey deserves more than a transaction, it deserves a partner; and you have some of the best in Pune.
FAQs
1. What types of loans do financial companies in Pune usually offer?
You will find many loan products through financial companies in Pune, like personal loans, business loans, home loans, gold loans, education loans, vehicle loans, and loans against property. Some companies also offer specialty finance, like equipment leasing or funding for new and startup businesses.
2. Are finance companies in Pune regulated and safe?
Yes, most finance companies in Pune that are registered and licensed are regulated by the Reserve Bank of India (RBI) or local state authorities. Always check the license and registration of any company before working with them.
3. Can I use these financing businesses to apply for a loan online?
Absolutely! Many of the leading finance companies in Pune, such as Bajaj Finserv, Poonawalla Fincorp, Fullerton India, all have complete digital platforms, where you can check eligibility, upload the documents required and obtain loan approval from a mobile phone or desktop.
4. What finance company is best for small businesses or start-ups?
Companies that provide SME-friendly products, such as working capital loans, invoice financing or loans specifically for start-ups and self-paid professionals, include Aye Finance, Poonawalla Fincorp, and Hero FinCorp.
5. What do I need to think about before borrowing from a finance company?
You would need to consider the interest rate, the length of the loan, the flexible terms for repayment, the reputation for customer service, the processing fees, and how clear they are on the terms.
