With the rapid expansion of India’s capital markets and increasing retail investor participation, the financial services sector has witnessed remarkable growth over the past few years. From first-time traders to seasoned investors, more Indians are actively participating in equity, derivatives, mutual funds, and IPO investments. This surge has created significant opportunities for entrepreneurs looking to enter the brokerage industry through trusted and established brands.
One of the most reputed names in this space is Kotak Securities, a subsidiary of Kotak Mahindra Bank. As a leading full-service stockbroker in India, Kotak Securities offers a wide range of investment products, advanced trading platforms, research support, and strong brand credibility.
The Kotak Securities Franchise model allows aspiring entrepreneurs to start their own brokerage business by leveraging the company’s established reputation, technology infrastructure, and nationwide network. With over two decades of experience in the Indian stock market and a growing client base, the brand provides a structured pathway for franchise partners to build a profitable and scalable financial services business.
In this guide, we’ll break down the Kotak Securities franchise cost, revenue potential, eligibility criteria, and profitability in 2026, helping you decide whether this opportunity aligns with your business goals.
What is a Kotak Securities Franchise?
Those who become part of a Franchise act as authorized sub-brokers while being under the Kotak Securities brand. By joining this arrangement, franchise partners can give their clients trading services for equity, derivatives, commodities, mutual funds, IPOs, and a variety of other products under the Kotak Securities brand and under the rules set by regulators.
The partners make money when they join the franchise through earning a share of the brokerage commission generated by their clients’ trades. By following this type of business structure, franchisees do not have to get licensed, handle complicated rules, or build trading systems on their own. Therefore, they can devote their efforts to gaining new clients, managing customer relations, and improving the business using the firm’s technology platforms, research, and operational services.
The partnership with a franchise gives users the ability to use advanced trading instruments, receive current data about financial markets, get detailed reports, and consult with professionals. Because of the company’s respected brand, partners do not need to invest a lot of time and energy to earn their customers’ trust and confidence. People who have local expertise, long-term clients, or a background in financial services have benefited a lot from this expansion model.
Why Choose Kotak Franchise?
- Brand Recognition: Kotak Securities is known for its trust and reputation in India and can rely on the support of the well-known Kotak Mahindra Group. Because the group has an excellent reputation, the task of signing up new clients is easier and its franchisees establish credibility quickly among local customers, who believe it is safe and well-regulated.
- Comprehensive Support: With the franchise program, you receive access to important tools such as technology networks, marketing plans, educational courses, and continued help in running your business.
- wide range of products. Franchisees enjoy the right to use many different types of investment services such as equity trading, dealing in derivatives, commodities, mutual funds, IPOs, as well as growing their portfolio with sovereign bonds and some US stocks.
- Technology Advantage: Using the franchise, clients can access top trading platforms, smartphone applications, and useful tools for rapid transactions. The use of technology allows the firm to access current market data, make use of advanced graphics, control risks, and generate reports with efficiency.
- substantial amount of revenue. The shares revenue system usually gives commission rates that are higher than 50% of the profits earned by the brokerage. Those who invest in franchises have a chance to earn great benefits with reasonable running costs and low expenses, which can’t be matched by independent brokerages.
- Regulatory Compliance: By following Kotak Securities’ regulations, you do not have to obtain separate licenses or take care of compliance dealings.
Types of Kotak Securities Franchise Models
- Sub-Broker Program: With the traditional sub-broker model, partners can provide Kotak Securities’ services to their clients, and get commission for their work. It is easy to start, and the model gives plenty of support for getting new clients, connecting to a trading platform, and building the business in every category.
- Authorized Person. It is meant for people who have accounts with Kotak Securities and need more services using the platform. Managing many and important clients often gives APs increased rewards through higher commissions.
- The NetInvest Ace Program: Since it is designed for those active in mutual fund and IPO activities, the program empowers them to extend their business into equity trading and different types of investments. It is good for companies that want to seek other ways to earn money and keep their operations as usual.
- Business Enhancement Program. Kotak Securities presents this model to top financing services that are interested in the complete array of products offered by Kotak Securities. They can take advantage of their clients while using better trading tools and choosing more products to increase the services they provide.
- Institutional Partnership: Customized for bigger businesses or experienced financial service providers, this model gives different partnership deals, with extra assistance, a single point of contact, and commissions adjusted for the number of clients and the company’s size.
- Digital Partnership: This model relies on digital tools and online marketing to win clients and assist them with services. At the same time, it uses the parent company’s established resources to support each individual customer.
Kotak Securities Franchise Cost & Investment 2026
| Model Type | Approx Investment | Security Deposit | Office Required | Best For |
| Sub-Broker / Authorised Person | ₹1.5 – ₹2.5 Lakhs | ₹50,000 – ₹1 Lakh | Yes | Full-time business |
| Remisier / Partner | ₹25,000 – ₹50,000 | Low | No | Side income |
| Employee to Entrepreneur | ₹50,000 – ₹1 Lakh | Minimal | Optional | Existing employe |
- Initial Investment: The main investment needed to launch a Kotak Securities franchise is about Rs. 1.5 lakh for the regular sub-broker plan. This fee pays for the deposit you need to give the company and the basic beginning fees. Yet, the total money required depends on the chosen franchise model and what is required by the business.
- Infrastructure Costs: They should make sure to provide their offices with functional areas, furnishings, computing devices, internet service, and means of communication. Cost of building infrastructure may be between Rs. 2 and 5 lakhs based on the area, office size, and the quality of equipment.
- Working Capital: A company needs proper working capital to run its initial business activities, give salaries to employees, promote its services, and pay the costs of running day-to-day operations for several months. It is common for successful franchisees to have a working capital of about Rs. 3-5 lakhs so that they face no issues while growing their business and getting more customers.
- Technology Setup: Providing the main software and technology for trading is Kotak Securities’ responsibility, but partners may still need to purchase more licenses, system backups, and advanced hardware to achieve the best results. Usually, you have to pay in the range of Rs. 50,000 to 1 lakh for this investment.
- Marketing Investment: To build a client base, a business should regularly use marketing by reaching out locally, handing out materials, holding special client events, and building relationships with people. A budget of about Rs. 1-2 lakhs for marketing and winning clients should be set every year by partners to help the business grow steadily.
- Compliance Costs: Since fulfilling guidelines is handled by the franchise’s parent business, franchisees may spend money on certificates, additional education programs, and up-to-date documents. Such costs are usually not large, but they are still an important factor to consider.
Kotak Securities Franchisee Terms & Conditions
The rules should be known before you begin any business. Kotak Securities offers straightforward terms and conditions. These regulations make sure that a person managing the franchise, i.e. you, is competent and accountable.
The following is a list of the requirements you have to fulfill:
1. Age Requirement
Dealing with other people’s money is a serious task. The firm would like to ensure that you are mature to operate a business.
2. Education
You must have completed your 12th Grade (Higher Secondary) or other equivalent exam.
- Better Qualification: It is even better in case you have a degree in Finance, Economics, or Business. It demonstrates that you know the way money works.
3. Experience
A lot of times, experience is not an absolute requirement but a plus.
- Preferred: You have more chances to be selected provided you have worked between 2-3 years in a bank, stockbroking firm, or selling financial products.
- Certificates: You should possess an authentic certificate of NISM (National Institute of Securities Markets). It is comparable to a driving license to sell stocks.
4. Office Space
This business could not be conducted out of your bedroom. You need a small office.
- Size: 200 to 300 square feet is normally sufficient.
- Location: It must be in a good location where people will easily come to you.
5. Clean Record
You must be an honest person. The company will look whether you have ever been engaged in fraud or money crimes. To be approved you must have a clean background.
6. Documents Required
- Identity Verification: Customers must have an Aadhaar card, passport, or voter ID card to show the government as proof of who they are. As well, using the PAN card is needed for financial dealings and taxes so all business operations and income are correctly note down.
- Address Proof: Checking addresses means requesting documents such as electric bills, agreements from rental places, or ownership documents, for businesses as well as residences. They should be produced very recently and make the candidate’s address and the business location clear.
- Educational Certificates: Schools require applicants to submit photocopies and the original forms of educational certificates from secondary school and higher institutions. In addition, certificates from NISM or other known organizations are needed to prove an individual’s knowledge and skills in the field.
- Financial Documents: Banks statements from the last six months, income tax returns from the previous two years, and financial information that proves the candidate can meet the investment needs. These set of documents reveal whether the candidate can pay for the business needs.
- Business Registration: Those doing business through a corporate entity need to provide certificate of incorporation, partnership deed, or sole proprietorship registration as registration documents. They set out the procedures by which the franchise must be run.
- Professional References: Employment or business-related references that speak about the candidate’s trustworthiness and if they are the right person for this business. The information in references proves the candidate’s trustworthiness and position.
How to Apply for Kotak Securities Franchise?
- Online Application: You begin the process by filling out the online application form found on Kotak Securities’ website. You must state your personal data, academic qualifications, professional work experience, and financial matters for this form. People filing should check the information for accuracy and completeness to prevent delays.
- Initial Screening: Once the submission is made, all applicants are checked to determine their eligibility using the given details. Here, you will confirm that your basic qualifications are complete, can manage finances, and meet all the necessary laws and needs to join the franchise program.
- Document Submission: All qualified candidates must give in their identity proof, proof of address, educational records, financial statements, and certificates from their employers. Every required document should be authenticated and provided during the given timeframe to continue the application process.
- Personal Interview: Shortlisted people are brought in for a one-on-one interview by the Kotak Securities franchise team. The purpose of this interview is to examine the candidate’s enthusiasm, experience with business, knowledge of the financial industry, and qualification for a franchise partnership. Getting prepared before the interview can be very important.
- Giving a Presentation of Your Business Plan They may be told to create a basic plan highlighting their target customers, how they will acquire them, the expected amount of business, and the company’s growth goals. It provides an overview of how the candidate is well-organized and determined to make the franchise successful.
- Final Approval: If every stage of assessment goes well, the franchise agreement is executed after receiving final approval. This process involves paying for the beginning expenses, going through the required training courses, and developing the needed procedures for running the business.
Official Contact Information
In case you are willing to apply or simply wish to pose questions, then you may call Kotak Securities. Do not spend money with strangers on the Internet. Always communicate to the formal team.
- Website: www.kotaksecurities.com.
- Franchise Partner Page: https://www.kotakneo.com/business-associates/.
- Customer SupportEmail: service.securities@kotak.com
- Toll-Free Number: 1800-209-9191
Kotak Securities Franchise Profit Margin and Sub-Broker Commission.
Now, let’s talk about money! How much can you earn? You get a commission when running a franchise.
Here is how it works:
- You get a client that takes interest in investing in the stock market.
- The client engages in trade (buys or sells shares).
- Kotak Securities levies a low interest known as Brokerage.
- Kotak shares with you a portion of that brokerage.
Revenue‑Sharing Structure
The Revenue Sharing refers to the division of funds between the Kotak Securities and you.
Share You typically receive between 60-70 percent of the revenue.
- Kotak’s Share: They keep 30% to 40%.
Example: Suppose that your client brings in 1,000 rupees in brokerage commissions to the company. If your share is 70%, you keep ₹700. Kotak keeps ₹300.
This is a high share, indeed, a very high share before many other businesses!
Commission Structure Model
Commission rates are varied between different business models.
1. Sub-Broker Model (Maximum profit)
- Role: You are involved in everything: finding clients, assisting them to trade, and supporting them.
- Commission: 60% – 70%.
- Why so high? Since you invest money on office and personnel, then you are entitled to higher profit.
2. Employee to Entrepreneur Programme.
- Role: This is applied to people who were employed at Kotak and are willing to create their own business.
- Commission: 40% – 50%.
- Investment: Low or Zero.
3. Remisier / Partner Model
- Role: You simply present clients with Kotak. You don’t need an office.
- Commission: 30% – 40%.
- Why lower? You have such low prices and less labour.
Typical Commission Percentages by Product Type
It is not just that you sell stocks, but you can also sell many other products that will bring you varying commissions.
- Equity (Stock Trading): You receive a 60-70% point.
- Mutual Funds: You are given a minimal percentage amount of the investment (0.5 1 percent per year).
- Loans: When you assist a client to get a loan against shares, a referral fee is received.
- Fixed Deposits: You receive a small commission on each deposit made.
Average Monthly Earnings Potential
What is your monthly limit on take-home pay?
- Beginner (0‑1 year): ₹30,000‑₹50,000
- Intermediate (2 -3 years): 1 -2 Lakh.
- Expert (5+ years): Over ₹5 Lakhs
Note: The profit will solely rely on the client volume and the amount they trade.
ROI & Break‑Even Period
ROI Return on Investment ROI is the speed at which you recover your investment.
Break even point is the point where total earnings are equal to total costs.
In the case of Kotak Securities, the break even period is minimal.
- Time to Break‑Even: 3‑4 months
- Why? Initial investment is not high and hence with a serious effort, 1-2 Lakh investment can be recouped within a short period of time.
Brokerage Rates by Asset Class
Your clients are only willing to trade when fees are reasonable. Kotak has competitive rates.
- Intraday Trading (buy/sell in a day): Winter low charges.
- Delivery Trading (buy and hold) Standard fees (~0.25% or flat).
- Futures and Options: Each order has a flat fee (e.g. ₹20).
Kotak Securities Brokerage Plans.
Clients appreciate choice. The following are the plans you will sell to the customers as a franchise owner.
1. Trade Free Plan
- The majority are young merchants and professionals.
- Intra-day Trades: Free (or 10 to 11 per order).
- Delivery Trades: 0.25% (or similar).
- Best For: Daily traders.
2. Dealer Assisted Plan
- If clients are technologically weak and would like assistance.
- Higher brokerage fees.
- Service: Customer calls a dealer in order to place the order.
- Best For: Older investors or busy people that are interested in personal assistance.
3. Trade Free Max
- Aimed at serious traders that require a margin (trading loans).
- Advantage: Reduced rates on trading loans.
- Price: Subscription fee (About 249 per month).
Kotak Securities Partner Program Profits & Expenses
| Category | Details |
| Revenue Sharing | 30% – 40% (based on client activity and business volume) |
| Average Monthly Earnings | ₹25,000 – ₹1,00,000+ (varies with active clients & trading volume) |
| Initial Setup Cost | ₹10,000 – ₹25,000 (for registration, basic infra if needed) |
| Recurring Monthly Expenses | ₹5,000 – ₹20,000 (optional: phone/internet, client service tools, space) |
| Net Monthly Profit | ₹20,000 – ₹80,000 (after minimal recurring expenses) |
| Profit Margin | 60% – 85% (higher if working remotely or without office overhead) |
Support & Training from Kotak Securities
Comprehensive Training Program
All partners who own a franchise are taught everything they need about products, platforms, handling clients, following rules, and business development. As a result of this training, partners are fully prepared to deal with all parts of their franchise and give professional support to clients starting the first day.
Technology Support:
Support services are always available for trading platforms and tools that are used in standard operations. This means providing help with problems, updating systems, and explaining new ways to use technology to make their businesses grow and offer improved service to clients.
Marketing Assistance:
Partners get assistance from our marketing team through promotional materials, ads, online marketing tools, and advice on how to promote locally. As a result, franchisees can build their business and obtain clients, always following the parent company’s established marketing rules.
Business Development:
Such managers consistently assist clients in achieving more customers, setting up strong business strategies, and entering new markets. Talking with experts regularly allows franchise owners to see what is necessary for their business, find strategies to solve their problems, and improve performance.
Research and Advisory
Because of market research, expert services, and professional analysis, franchisees can give helpful guidance to their clients. Thanks to this help, the company can offer better service, which leads clients to form a relationship of trust and loyalty by following the advice given.
Compliance Support:
Regularly giving franchisees help with following the law and standard procedures allows them to adhere to all necessary rules. Because of this support, partners can concentrate on their businesses and follow all the required rules without worrying much about compliance.
Advantages of Partnering with Kotak Securities
- Recognition and reputation of the brand: Working with Kotak Securities gives immediate access to a trusted name that has been serving markets for more than twenty years and is well known to customers. The brand value greatly reduces the amount of work and time involved in gaining the trust of clients in tough markets.
- Comprehensive Infrastructure: With a partner, individuals can enjoy top trading tools, advanced technology, powerful research options, and professional management, since developing these resources on their own would be very costly. Having better infrastructure allows a company to do better in the market than its competitors.
- Regulatory Protection: Having a license from Kotak Securities saves clients from facing the complications and expenses of getting separate licensing. Being protected by the franchise brand, franchisees are able to achieve long-term success and follow all the regulations in the market.
- There are multiple sources of income for the company. A company’s variety of offerings permits its franchisees to collect earnings through equity trading, derivatives, mutual funds, IPOs, and offering advice. Because of this type of diversification, Enterprises are more stable when markets change.
- Scalability Potential: With the franchise model, successful franchisees have the chance to increase their business, hire new workers, open other stores, or build unique services. This way, your business has the ability to expand and bring in more profits, which will benefit you over time.
- Professional Development: Learning, training, and access to the industry give franchisees a chance to improve their expertise and knowledge. Thanks to this development, they can now meet their clients’ needs well and continue to operate successful businesses in finance for years to come.
Challenges & Things to Consider
- Market Competition: There is strong competition in the brokerage industry in India because both well-known and new companies are entering the market all the time. To do well and stay in their market, franchisees should work on differentiating themselves and provide excellent customer service.
- Client Acquisition: Constructing a large group of clients can only be done after investing much time, effort, and money in marketing and forming bonds. Franchisees who are new to the market usually find it hard to gain clients, so they must try hard with smart promotions to grow and reach sustainability.
- Market Volatility: Because financial services depend on market conditions, revenue may change quickly depending on how active and changeable the market is. Franchisees have to be ready for changing income levels and must have enough reserves to withstand tough economic times.
- Regulatory Changes: Because regulations in the financial services sector change often, businesses may face new challenges in running their activities, following laws, and handling finances. It is important to follow changes in regulations and alter business methods regularly, because this can result in extra expenses.
- Technology Dependencies: The major use of technology and digital tools in business means any technology-related issue or cyber threat can seriously interrupt the business’s operations. They should be sure they have systems and plans in place to avoid problems for their clients.
- Client Retention: Client partnerships for a longer period depend on having high-quality work, excellent services, and continuous changes for increased value. Keeping customers is difficult when there are downturns in the market, coping with their complaints, and fighting fiercely priced strategies put forward by other companies.
Kotak Securities Franchise vs. Other Broking Franchises
| Feature | Kotak Securities Franchise | Zerodha Franchise | Angel One Franchise | ICICI Direct Franchise | HDFC Securities Franchise |
| Initial Investment | Rs. 1 Lakh | Rs. 2-3 Lakhs | Rs. 1-2 Lakhs | Rs. 2-4 Lakhs | Rs. 3-5 Lakhs |
| Commission Share | 50%+ | 60-70% | 40-60% | 45-55% | 40-50% |
| Brand Recognition | High | Very High | High | Very High | Very High |
| Product Range | Comprehensive | Limited | Comprehensive | Comprehensive | Comprehensive |
| Technology Platform | Advanced | Excellent | Good | Advanced | Advanced |
| Training Support | Extensive | Moderate | Good | Extensive | Comprehensive |
| Market Presence | Strong | Dominant | Growing | Strong | Strong |
| Compliance Support | Complete | Basic | Moderate | Complete | Complete |
| Target Segment | All Segments | Retail Focused | All Segments | Premium Clients | High Net Worth |
| Franchise Model | Multiple Options | Limited | Flexible | Traditional | Conservative |
Tips to Succeed as a Kotak Securities Franchisee
- The company focuses on its relationship with clients. Long-term relationships with clients should be the main priority of a thriving franchise company. This means you need to know what the client needs, give them personal service, keep in touch regularly, and always offer advice and superior service that surpasses their expectations.
- Continuous Learning: Since financial markets keep changing, successful franchisees need to be ready to learn and improve their knowledge regularly. This involves following changes in the market, newer regulations, any new investment options, and modern trading methods so that client can get informed guidance.
- Technology Utilization: Using the latest technology tools and digital services can make a business work more efficiently and improve service for clients. You need to get good at trading platforms, make use of mobile apps, rely on customer relationship management systems, and use digital marketing resources to help clients.
- Support for the Local Market It’s very important to understand and grow the local market to make a franchise prosper. Producing this kind of service means finding clients, understanding business activities in that area, building connections with the community, and developing marketing that grabs the attention of the local audience while sticking to high standards.
- Team Building: For a business to last and succeed, hiring a skilled staff becomes necessary as the business grows. You should recruit qualified employees, coach them properly, create standardized processes, and set up a place that motivates employees and benefits clients.
- Performance Monitoring: Keeping an eye on metrics like rates of acquiring clients, the company’s revenues, retaining clients, and profits helps discover what can be improved and supports efficient business operations. Making decisions and shaping a business strategically becomes easier with a data-based process.
Conclusion
Being part of the Kotak Securities Franchise is an excellent opportunity that is very attractive and has good prospects in India’s developing financial services sector. Because more people are now using digital financial services and investing in capital markets, it’s the perfect time to enter this business. A franchise opportunity in this industry lets entrepreneurs start a profitable business by using the support and credentials of a leading Indian financial firm, much like the trust and structure found in a government franchise model.
With the help of Kotak Securities’ technology, training, marketing services, and continuous support, personnel starting their own brokerages are better situated to meet and overcome the usual difficulties of setting up their own businesses. Franchisees get definite benefits since Commissions combine fair competition, a range of products, and an established brand name.
At the same time, those who want to succeed must be dedicated, keep learning, and offer top-level service to their clients. It is expected that people in the financial services industry show integrity, professionalism, and thorough knowledge of the market. Those who plan to buy a franchise should check their skills, budget, and commitment level before proceeding. If you have a good plan, invest enough, and continue your efforts, running a Kotak Securities Franchise can earn you significant results and success in the current financial market situation in India.
FAQs
You need to invest a minimum amount in order to start a Kotak Securities Franchise?
The security deposit alone may be around Rs. 1 lakh, and in addition, you could expect to pay Rs. 5 to 8 lakhs for infrastructure and other urgent needs before opening the place.
How much will I earn in commission for every trade made as part of Kotak Securities?
In most cases, commission you receive is at least 50% of the revenue your broker earns from your clients, and it can go up depending on your trading performance.
What should a person have to be able to become a franchise partner?
To invest, you are required to be 21 years old, have moved past secondary education, gain NISM certification, and display sufficient financial resources for investing.
How fast does the approval process for franchising take?
Depending on checking your documents and scheduling an interview, the complete procedure usually takes 2 to 4 weeks.
Can I work from home at the start of running the franchise?
In some cases, you can work at home, though setting up a real office is encouraged to keep clients and your company at ease as the business becomes larger.
